What’s Happening in Cape Cod Real Estate This Third Week of January

In the third week of January, homeowners, buyers, and locals are paying attention to shifts in the market that could shape their 2026 plans. Mortgage rates have eased into the low‑6% range, creating opportunities for buyers and refinancers alike.

Cape Cod Happenings

Even in the quieter months, Cape Cod’s charm never fades. From fresh seafood with waterfront views to cozy spots where locals gather for the best bites and drinks, the Cape offers experiences that go beyond the summer crowds. Whether you’re craving a hearty lobster roll, a perfectly poured cocktail, or just a chance to soak in the harbor views, these destinations are a reminder of why life on the Cape is worth savoring year-round.

Leeside Pub is a relaxed waterfront pub and grill located in the Woods Hole section of Falmouth. It’s known for an easy-going atmosphere with drinks, pub fare (like sandwiches and seafood), and occasional live entertainment or events — a great spot to unwind after exploring the harbor or waiting for the ferry.

Monday - Thursday | 11:00am - 10:00pm

Friday-Sun | 10:00am-10:00pm

Click here to visit their site: LEESIDE PUB

Lobster Pot - A Provincetown tradition to those visiting the Outer Cape, two waterfront dining rooms provide the harbor view with a full menu, served all day, offers the finest & freshest in seafood, Portuguese specialties, steaks, poultry, vegetarian and light fare.

Open Daily | 11:30 - 8:30 PM

Click here to visit their site: LOBSTER POT

Impudent Oyster is a well‑liked seafood restaurant in downtown Chatham known for its fresh local seafood, creative dishes (like seafood classics, oysters, clam chowder, lobster rolls, and more), and lively yet casual atmosphere. It’s a favorite for both lunch and dinner among visitors and locals alike — reservations are suggested for dinner because it can get busy.

OPEN THURSDAY TO MONDAY | 11:30 - 2:45 PM

Click here to visit their site: IMPUDENT OYSTER

Fishermen’s View is a sea‑to‑table seafood restaurant and market right on the Cape Cod Canal and Sandwich Marina. It’s family‑owned and run by local commercial fishermen brothers who serve up seafood—like lobster rolls, clam chowder, Jonah crab, sushi, and other locally sourced fish—often with a waterfront view.

11:30AM - 9PM (last seating) Friday & Saturday

11:30AM - 8PM (last seating) Sunday-Thursday

Click here to visit their site: FISHERMEN'S VIEW

Third Week of January: Real Estate Market Snapshot

The Cape Cod real estate market continues to reward thoughtful planning. Buyers are focused on value and long-term fit, while sellers are seeing the best results from realistic pricing and proper preparation. Homes in desirable locations that are well-maintained still generate solid interest, especially when presented well to the market.

Inventory is not overflowing — which keeps competition for the right homes steady — but the overall environment leans toward balanced, informed activity rather than rushed decisions.

Reliable Mortgage Rate News & What It Means

📉 Rates Hover Near Multi-Year Lows

Average 30-year mortgage rates are now hovering around 5.99%–6%, marking one of the more favorable environments in recent years. Rates have eased from the highs seen throughout 2024 and 2025, giving buyers and homeowners a little breathing room.

🔎 Economic Forecasts Suggest Stability

Mortgage experts and major financial agencies anticipate that rates will likely remain close to current levels throughout the year. While dramatic drops aren’t expected, modest fluctuations are possible — creating a predictable environment for planning and decision-making.

📈 What It Could Mean for Buyers & Homeowners

For buyers: Rates just below 6% can make monthly payments more manageable compared to last year’s peaks, while still remaining competitive historically.

For refinancers: Homeowners with older loans at higher rates may find opportunities to refinance and save, depending on individual financial goals and timelines.

If you’d like to speak with a lender who can answer all your questions, feel free to reach out—I’m happy to connect you with someone knowledgeable.

EMAIL RYAN MANN: [email protected]

A Useful Tip for Property Planning

Stay informed about your property’s value. I can provide a quick, accurate home valuation based on today’s market trends—ideal if you’re considering selling or just want to know where you stand.

🏡 Click here to get your home snapshot

Ryan's Pick of the Week

Click here to learn more.

Every season offers a chance to learn, plan, and move intentionally. If you’re considering a real estate step this year — big or small — I’m here to help you understand the market and your options with clarity and confidence.